Welcome to Unified Wealth Financial Advice.
Based in the Macedon Ranges.
Unified Wealth specialises in helping clients to build, protect and transition their wealth with confidence.
Whether you're approaching retirement, already enjoying it, or planning the legacy you leave behind we provide specialist advice for life's most significant financial decisions.
As your trusted financial advisor we will get the foundations set up for you and work with you through your various life stages.
We educate our clients with financial planning advice that is straight forward and easy to understand.
We take the stress away by supporting you and working through any challenge or money problem with you.
We help you achieve financial freedom.
Our support gives you peace of mind.
How We Engage With You
1
Discovery
In our first meeting we talk about your goals, financial situation and concerns. This meeting is to make sure there is room for us to add value in your life. 3
Implementation
We help you take action and put the plan in motion. We are here to make sure you are comfortable and supported.2
Prepare Your Advice
We use the details from your financial life to prepare an action plan for today and the future. The plan is based on achieving your goals and financial freedom.4
Ongoing Support
Over time you will experience many changes. Your circumstances, attitudes, family, employment, and goals. In addition, there will be changes imposed by Government legislation, taxation, social security and investment markets.
Having a partner who will work with you, listen and respond to your needs is our commitment.
Our Financial Advice
Retirement
Strategy
Investing
Super
Debt
Inheritance
As financial success grows, so does complexity, but our advice simplifies the journey. We help clients navigate their path with a deeply personalised roadmap designed for long-term, generational wealth, including the unexpected turns along the way. It goes beyond traditional wealth management, financial planning, or investment advice.
We have access to market leading software which is designed to answer life’s big questions:
At what age will I have enough assets to retire
How much income do I need to live comfortably in retirement
Should I accept this redundancy and how will it impact me
How much superannuation will I have at retirement
Should we downsize, retain or sell our assets
When will my home loan be repaid, and will we have enough time before we retire
Through clear, visual modelling and scenario planning, the software brings clarity to complex financial decisions and gives our clients the confidence to move forward, knowing their strategy has been thoroughly tested.
Our Difference
We have been providing financial advice since 2014, working closely with clients to understand their unique goals and developing tailored strategies to help them achieve meaningful outcomes.
Our passion for encouraging clients to consistently improve their financial position to do a little more each year, grow, and build with purpose led to the establishment of Unified Wealth. Joel believes that without a clear plan, many goals and aspirations risk remaining just that. He gets genuine satisfaction from helping clients turn their ambitions into achievable, real-world outcomes.
Throughout his career, Joel has continued to invest in his professional development and holds the following qualifications:
Bachelor of Commerce, Major in Finance & Financial Planning
Diploma of Financial Planning
Advanced Diploma of Financial Planning
SMSF Accredited
Tax for Financial Planning
Postgraduate Certificate in Leadership and Management
We believe in giving back to the local community and are proud to support the following organisations:
Treasurer, Eastern Macedon Ranges Business and Tourism Association (EMRBATA)
Woodend Cricket Club
Macedon Ranges Basketball Association (MRBA)
Gisborne Foodbank
Deep Expertise.
What our clients say
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![Financial Advisor Macedon]()
“Our prior financial planner recommended Joel to us so we are relatively new customers. From the beginning he put as at ease with his knowledge of our affairs and we found him easy to talk to, he will listen, and he is easy to contact. We are very happy with his service and advise to date.”
Macedon Ranges, VIC
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![Financial Advisor Woodend]()
"Joel was amazing to deal with, very prompt and willing to break things down for me to understand. Very highly recommended his services!!"
Sunbury, VIC
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![Financial Advisor Woodend]()
“Joel is very knowledgeable and professional, also easy to approach if I have any questions to ask. Highly recommended.”
Gisborne, VIC
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![Financial Advisor Woodend]()
"Joel was really knowledgeable and helpful! He helped me in seeing what could be possible as a newly employed person. I definitely recommend!"
Woodend, VIC
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![Financial Advisor Woodend]()
"I gained a lot of confidence and a better understanding of my finances after meeting with Joel. He offers a range of different services and areas of expertise, and I look forward to engaging Joel in the future. Highly recommended!"
Financial Advisor Sunbury, VIC
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![Financial Advisor Woodend]()
"Through Joel’s expert knowledge and experience, I feel very confident that the advice given was right for my needs. I would highly recommend Joel"
Frequently Asked Questions - Financial Advisor
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As a boutique firm you will work directly with the principal financial advisor, and benefit from working with the same experienced advisor for your entire advice journey.
Our advice is tailored to your unique needs.
As we are based in the Macedon Ranges, we are able to meet with you in person and service our local community. We service clients in the Macedon Ranges, Sunbury, Kilmore, Castlemaine, Daylesford and surrounding towns.
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We have a flat fee per service. This means you only pay for the service you use and the value you receive.
We can provide you with a quote during our initial meeting.
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If you are aiming to improve your financial wellbeing or grow sustainable wealth, a financial advisor can offer personalised guidance to help you achieve your goals.
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We work with clients across Australia. For clients local to us we offer in person meetings or online. For in person meetings these areas include Macedon Ranges, Kilmore, Castlemaine, Daylesford, Sunbury and surrounding areas.